Third party liability claims on the Polish insurance market - a study of market trends and social attitudes

Analyses of trends on the third party liability insurance market have indicated in the recent years that the quantity and value of claims have been growing on all markets . The examination of reasons therefor reveals multiple factors, including also a change of social attitudes - a greater inclination of injured parties to assert claims and higher expectations as to the quality (extent) of compensation. This inclination results from social and economic factors. This paper describes current trends in this field on the Polish market in the context of experiences of other countries. It identifies the determinants of changes of attitudes of persons who assert claims and illustrates such attitudes with results of questionnaire surveys.