JAVOVÉ PODOBY GLOBALIZÁCIE NA POISTNOM TRHU V SLOVENSKEJ REPUBLIKE

This article deals with a rarely discussed topic of globalization on the insurance market of the Slovak Republic. The scope of our interests includes the insurance market based on the market principles. We followed two particular lines of the changes caused by globalization. One of them includes the changes in the legislative framework where we also highlight situations, which are by mistake considered to be forced by globalization. Here we included currently prepared or intended legislation changes. The second line of the changes includes concentration on the insurance market of the Slovak Republic, mutual cooperation of the banks with insurance companies, cooperation of the private and public insurance and also a new way of sale of the insurance products (e-business). None of the above-mentioned changes could be considered as completed. We expect further developments, which will be enforced by different ratios of the damages vs. underwritten premiums and also changes in life expectancy.