ESTIMAMTION OF CREDIT CARDS MARKET FUNCIONALITY IN POLAND. (Ocena funkcjonowania rynku kart kredytowych w Polsce.)

The subject of this article is development of the credit cards' market in Poland. It describes the characteristic of the cards and their different kinds. National market of credit and debits cards trade has been analyzed based on their quantitative state. The article also researches the degree of saturation on the credit cards' market. It analyzes level of net debt which is caused by using credit cards in Poland. The article presents principles of the correct usage of credit cards and negative consequences resulting from excessive running into debts. It indicates solutions for people which have troubles with paying off their debts on credit cards. It finishes with the estimation of the future chances in the development of credit cards' market, and the level of threatened debts in Poland.