HLAVNÍ GLOBÁLNÍ VÝVOJOVÉ TRENDY VE SVĚTOVÉM KOMERČNÍM POJIŠŤOVNICTVÍ

The article analyses strong and weak sides of world insurance and reinsurance branch in present global time. The authors evaluates the qualitative changes in risk trends, limits of insurance branch to cover enormous uncertainties, especially 'unknown unknowns', necessity of multiresources financing. They deal with problems of sectorial integration process (nevertheless bank assurance creates on the market completely a new space but it can be expected that its popularity will not be grow in the future), trends in a state regulation. They also deal with present regulatory projects aimed at increased stability of financial, or more precisely insurance markets.