Post natural disaster loan as an instrument of ensuring security of agricultural activity

The climate changes that have been observed recently increase the occurrence of unfavourable atmospheric phenomena, thereby causing more frequent losses in the process of agricultural production. An alleviation of the effects of these phenomena very frequently requires an involvement on the part of the government as well as financial aid from both national and foreign public institutions. Instruments offered within public aid that enable an elimination of the effects of natural disasters and resumption of production on farms include post natural disaster loans. The purpose of the study is to define the significance of disaster loans for the purpose of ensuring security of running and maintaining agricultural activity in Poland. The analysis covered the numbers and values of disaster loans granted per credit lines in the years 2007-2014. The structure of loans granted was also the subject of the analysis. The data obtained from the reports of the Agency for Restructuring and Modernization of Agriculture constituted the source of empirical materials.