Skuteczność zabezpieczenia kredytu przez poręczenie. Sondaż empiryczny na podstawie badań własnych

The paper is the result of questionnaire research conducted to verify the hypothesis that guaranteed contracts in relations with banks is becoming culturally obsolete. Working from this assumption is rooted in the realities of everyday life and is based on studies developed specifically to verify the above hypothesis. The paper is taken from the empirical section of the author’s unpublished Ph.D. dissertation: “The functioning of the guarantee in contemporary society – awareness and willingness to be the guarantor”. Both the research and the development of its outcomes are completely independent of other materials and studies. Studies by other authors are not used in the present work.