Fintech i blockchain – kierunki rozwoju gospodarki cyfrowej

FinTech and blockchain: directions of development of digital economy: The paper looks at the selected issues connected with the digital economy, namely innovations such as FinTech and blockchain, as a possible direction of its development. First, the author discusses FinTech, a technology that aims to compete with traditional methods of delivery of financial services. Next, he raises the question of blockchain that records and maintains transactions made in cryptocurrency in a peer‑to‑peer network. The relevant definitions, key areas, regulatory framework, benefits and challenges related to both innovations are also presented.